Archives for October 2017

October 4, 2017 - 174 comments

Everything You Need to Know About the VA Loan

It's the best d*mn guide to the VA Loan: The #1 home-purchase loan for Active-Duty and Veterans. In depth, informative and written by a Marine Veteran – so you know it’s good to go.

The VA Home Loan is by far the best financing option for Veterans and Active Duty. Its greatest benefits are:

  • No down payment required up the county limit
  • No mortgage insurance
  • No pre-payment penalty
  • Limited closing costs

These benefits only begin to scratch the surface, though.

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October 1, 2017 - 1 comment.

The State of the Property Market – Are We in a Bubble?

It’s probably one of the questions I hear most: “Are we in a bubble?”

Home buyers are growing timid as interest rates increase and the price of Orange County (and Southern California) homes continues its seemingly never-ending trajectory that began in 2012. With the pain of 2008 still fresh in people’s minds, more and more consumers are fearing a repeat.

That fear, for the most part, is based on one factor alone: home prices. Taken by itself, the run up in home prices over the last 5 years would seem to mirror the same run up that occurred prior to 2008 and legitimize any concerns consumers have regarding another bubble. It looks the same, right? So, isn’t it fair to assume the same outcome may happen? Not at all.

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October 1, 2017 - No Comments!

Sh*t Real Estate Agents Won’t Tell You But You Need To Know

I like to compare buying or selling a home to filing taxes. You don’t do it very often and chances are, when you do, you rely completely on someone else to help guide you through the process and you pray that they know what they’re doing. Unless you understand the IRS tax codes inside and out, there’s really no way for you to know if your ‘tax professional’ is getting you the best (or correct) outcome. And as great as praying for the best outcome for your taxes can be, one of the greatest financial transactions of your life shouldn’t be left to hoping the big man upstairs has your back.

Instead, you need a Realtor who has your back. Someone who knows their stuff, behaves ethically and can provide you the most opportunities possible. Just like tax time, unless you really understand what’s going on, how do you know if your Realtor is providing you the most options or the best outcome?

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